payday loans in Oxford OH

3 Credit Card Cash Advances to Consider

3 Credit Card Cash Advances to Consider

The interest rates range from 5.99% to %, based on creditworthiness. The application and approval processes are quick and you can receive the funds as soon as the next business day. However, if you’re looking to borrow a large sum of money, the approval process may take longer.

The installment loans above may require payday loans in Oxford OH a credit check. If that doesn’t seem like the best option, you can also consider a credit card cash advance.

If you have the funds available on your credit card, this could be an easy option for you. However, not all credit cards allow cash advances, and those that do tend to charge very high fees. And once you’ve taken out the money, interest will start accruing immediately.

To receive the money, you can visit your local branch. If you’d rather make a cash withdrawal from an ATM, you’ll need to call the bank and set up a PIN. Listed below are three credit cards that may be good for cash advances.

PenFed Promise Visa Card

PenFed Credit Union issues this card. Borrowers with a fair credit score can qualify for this card and the APR range is % to %.

PenFed doesn’t charge cash advance fees on any of its cards, which is pretty uncommon. Most credit cards charge cash advance fees between 3% and 5%. It will charge interest on the amount you withdraw, though.

Capital One Platinum Credit Card

This card is easy to apply for and available to borrowers with less-than-ideal credit. The regular APR is %, which is on the high side, and it doesn’t offer an introductory APR.

But you will have access to cash advances, and the company charges a 3% cash advance fee. This isn’t as good as what PenFed offers, but it’s lower than some.

First Access Solid Black Visa Credit Card

The First Access Solid Black Visa card isn’t going to be your best option, but it is available to borrowers with a poor credit history.