Posts in category: instant payday loan

An annuity is an insurance product that takes assets and turns them into an income stream. In very simplified terms, a lump sum of cash is paid, and in return, monthly income is received for a specified period. Also called an immediate annuity, the income stream was previously exempt from a veteran’s net worth (assets). It did, however, count as income and could have potentially caused a veteran to have too much income. Veterans who have income that exceeds the amount of the pension benefit are ineligible for benefits.

With the newer VA rules, moving assets into an annuity to lower one’s net worth violates the look back rule, given the annuity cannot be liquidated (cashed out). Remember, violating the look back rule can result in a period of VA pension ineligibility.

How much tax you owe can also change according to the NICs or Student Loan payments you’re making, or if you’re earning any money overseas.

The other things you need to know about are your tax code and Personal Allowance. Your tax code is a string of numbers and letters that HMRC uses to work out your tax calculations. Tax codes cover your Personal Allowance and any special circumstances affecting your tax situation. It’s really important the make sure your tax code is correct – which is why RIFT will always check it for you and get it fixed if it’s wrong.

If you’re making any “salary sacrifices” in order to get benefits from your boss, the tax you owe can be affected. The same goes for any contributions you’ve made to a pension plan. It’s always worth double-checking on details like these, so RIFT takes special care with them.

This brings us to the main reason why people end up being owed an HMRC tax rebate. While the taxman generally does a good job of calculating what you owe, he can only work with the information he has to hand.

For as long as you hold an ING home loan, you’ll receive the following benefits on your Orange Everyday and Orange One accounts:

– deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and – also make at least 5 card purchases^ that are settled (and not at a ‘pending status’) using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions) – ensure that the balance of your nominated Savings Maximiser account at the end of the month (excluding interest) is higher than it was at the end of the previous month.

Each customer can nominate a maximum of one Savings Maximiser account (either single or joint) to receive the additional variable rate (where eligible). If no nomination is made, the additional variable rate (where eligible) will be applied to an account nominated by ING at its sole discretion.